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[ site terms & conditions ]

ABOUT THIS WEB SITE

This web site is operated on behalf of The Loans Analyst under the domain name of "www.theloansanalyst.com.au" ("The Loans Analyst web site"). References to “we”, “us” or “our” in this web site terms of use mean The Loans Analyst and any related business. Your use of the information, graphics and materials on The Loans Analyst web site ("Material on this web site") is governed by these terms of use and the privacy and security statement.

There are specific terms which form part of the terms of use and govern your use of, and access to, of certain sections of The Loans Analyst web site. You are bound by these additional terms and you should review them wherever they are accessible by you on The Loans Analyst web site.

LINKS TO OTHER WEB SITES

The Loans Analyst web site contains links to other web sites operated by third parties ("third party web sites"). We do not endorse, or approve of the operators of third party web sites, or the information, graphics and material on those third party web sites ("third party material").

Subject to any applicable law which cannot be excluded, we make no warranties or representations:

  • regarding the quality, accuracy, merchantability or fitness for purpose of third party material or products or services available through third party web sites; or

  • that third party material does not infringe the intellectual property rights of any person. We are not authorising the reproduction of third party material by linking material on this web site to third party material.

When you follow a link on The Loans Analyst web site, the material at a third party web site may be displayed in your browser framed by material on The Loans Analyst web site. This material is also third party material for the purpose of these terms of use.

All offers to sell and statements relating to goods and services available on third party web sites are the responsibility of and given by the third party web site operator. In so far as such offers and statements are made on The Loans Analyst web site, such offers and statements are made by us on behalf of the operator. We expressly disclaim acting in any other respect on behalf of third party web site operators.

PRODUCT INFORMATION & SUPPLY

Material on The Loans Analyst web site may contain general information about The Loans Analyst products and services. Unless expressly stated otherwise, this information:

  • does not constitute an offer or inducement to enter into a legally binding contract; and

  • does not form part of the terms and conditions for The Loans Analyst products and services.

For further information about a particular product or service please call us or complete the online enquiry form. All applications received by The Loans Analyst for credit are subject to our funders and mortgage insurers normal credit approval criteria.

WARRANTIES

While we have made every effort to ensure that information on The Loans Analyst web site is free from error, we do not warrant the accuracy, adequacy or completeness of material. All information is subject to change without notice. We recommend that you seek independent advice before acting upon material on this web site or that provided by third party material. We do not guarantee that The Loans Analyst web site or third party web sites will be free from viruses, or that access to The Loans Analyst web site or third party web sites will be uninterrupted.

LIMITATION OF LIABILITIES

Subject to any responsibilities implied by law and which cannot be excluded, we are not liable to you for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defense or settlement costs) whatsoever arising out of or referable to material on The Loans Analyst web site or to third party material, whether in contract, tort including negligence, statute or otherwise.

Our liability for a breach of a condition or warranty implied by law or otherwise, and which cannot be excluded, is limited to the extent possible, at The Loans Analyst option, to:

  • the supply of the goods or services again;

  • the repair of the goods; or

  • the payment of the cost of having the goods or services supplied again or repaired.

TERMINATION

These terms of use (and the agreement constituted by your use of the information, graphics and materials on The Loans Analyst web site) and your access to The Loans Analyst web site may be terminated at any time by us without notice. All restrictions, licenses granted by you and all disclaimers and limitations of liability by us will survive termination, however, you will no longer be authorised to access The Loans Analyst web site.

JURISDICTION

Unless expressly agreed otherwise the applicable law is the law of the State of New South Wales, Australia.

COPYRIGHT & TRADEMARKS

Except where necessary for viewing the material on this web site on your browser, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws or these terms of use, no material on this web site may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of The Loans Analyst.

LINKING TO THE LOANS ANALYST WEB SITE

Please contact The Loans Analyst should you wish to place a link to any part of The Loans Analyst web site.

ACCEPTANCE & CHANGES TO TERMS OF USE

You acknowledge and accept that your use of The Loans Analyst web site indicates your acceptance of these terms of use and the privacy statement.

These are the current terms of use and they replace any other terms of use for The Loans Analyst web site published previously. At our discretion we may at any time vary the terms of use by publishing the varied terms of use on The Loans Analyst web site. You accept that by doing this, The Loans Analyst has provided you with sufficient notice of the variation.

We reserve any rights not expressly granted in these terms of use.

Date of Publication: 2 October 2006

© 2006-2007 The Loans Analyst | Site Terms & Conditions